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What Should I Do First If My Roof Has Storm Damage?

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Call Coastal Windows & Exteriors for a free assessment of your roof damage and replacement timeline. Be sure to document the damage with photos right away, then contact your insurance company immediately.

Call Coastal Windows & Exteriors for a free assessment of your roof damage and replacement timeline. Be sure to document the damage with photos right away, then contact your insurance company immediately.

Your first moves after a springtime storm can protect both your home and your claim. Acting fast limits further damage and keeps repair costs from spiraling. Emergency expenses add up fast — the right steps upfront make a real difference.

What New England Homeowners Need to Know After Storm Damage:

  • Document everything: Photograph all visible damage before anything is touched or covered. Your insurer will need that evidence to process your claim.
  • Call your insurer: Reach out to your insurance company as soon as photos are captured. Delayed reporting can complicate or reduce your payout.
  • Tarp costs: Emergency tarping averages around $450. It’s a smart short-term step that can prevent far costlier interior water damage.
  • Repair vs. replace: Emergency leak repairs can reach nearly $1,800 — and cost up to twice as much as planned roof work. A professional assessment helps you make the right call.
  • Older roofs: If your roof is more than 20 years old, consult a roofing professional after any storm. Existing wear combined with new damage can change the repair-vs-replacement equation.
  • Financing available: Storm repairs don’t have to break the budget. Financing up to 20 years is available, based on credit approval.

Storm Damage Response: Costs at a Glance

ActionTypeEstimated CostBest For
Emergency tarpingPreventative~$450Stopping immediate water intrusion
Emergency leak repairUrgent repairUp to ~$1,800Active leaks causing interior damage
Storm damage assessmentEvaluationFree with estimateInsurance documentation, repair planning

Your Next Step After the Storm

Best first move: Call us at Coastal Windows & Exteriors for a free assessment and estimate on roof replacement. Document everything, then call your insurer — speed protects your claim.

Ideal for older roofs: Professional inspection for any roof 20+ years old after storm damage.

Smart for budget planning: Financing up to 20 years (based on credit approval) keeps repairs manageable.

Request a free roofing estimate from Coastal Windows & Exteriors.

Browse our complete roofing FAQ guide from Coastal Windows & Exteriors.

Explore our Roofing Exterior Remodeling Home Improvement Help Center.

Last Updated: May 2026

Sources:

  • Emergency roof leak repairs can cost nearly $1,800 — and up to twice as much as a standard planned repair. This Old House Emergency Roof Leak Repair, This Old House’s breakdown of emergency roof leak repair costs compared to standard planned repairs. (2025)
  • Emergency roof tarping averages around $450 and can help prevent costlier water damage from entering the home. Angi How to Handle Emergency Roof Repair, Angi’s guide to emergency roof repair steps and associated costs for homeowners. (2026)
  • Homeowners with roofs more than 20 years old or with recurring issues should consult a roofing professional about whether replacement is the right call. GAF Residential Roofing FAQs, GAF’s official guidance on when to consider roof replacement based on age and damage. (2025)

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Refresh Your Home This Spring

James Hardie Siding · Vinyl Siding · Roof Replacement · Window Replacement · Entry Doors

+ FINANCING UP TO 20 YEARS*

Stop Drafts. Cut Energy Bills.
Boost Curb Appeal. Increase home value.